CreditNirvana is an Automated Lending Management Engine.
Facilitates real time data driven score and profiling of a borrower’s likelihood of going further into delinquency. Provides the Behavioral Default Risk score of each borrower, Provides Default profiling of each borrower ( Very High Risk, High Risk, Medium Risk, Low Risk ). Suggest the best right debt collection follow up actions to be taken for each borrower. Digitally automates and personalize the debt collection follow up actions.
FraudSimple Machine learning and NLP driven Fraud scoring product using the power of alternate data (Enterprise data, social data, mobile data, Government data etc). Using FraudSimple, the lenders can quickly identify any Fraudulent information/data provided by the Loan applicant in his application form. Every loan applicant shall be given a Fraud Score through an algorithm by mapping the application data with the pertinent alternate data.
ApplicationSimple is a Machine learning driven Credit Application scoring product using the power of alternate data (Enterprise data, social data, mobile data, Government data etc) and similar Collection score data. Using ApplicationSimple, the lenders can quickly process the credit applications by applying the relevant business rules. Based on this Applicants Score, lenders can quickly decide to process the Loan application and decide on Risk based pricing.